Banana chocolate chunk muffins are one of those simple joys I never get tired of baking, and I’ve spent years perfecting this recipe so you can enjoy bakery quality muffins at home without the stress.
I’ve made these more times than I can count, usually because I have overripe bananas staring at me from the counter, and each batch has taught me something new about getting that perfect rise, fluffy texture, and just the right balance of banana and chocolate. This is the recipe I reach for when I want something quick, cozy, and a little decadent (especially with a cup of coffee on a weekend morning). Every step has been tested and tweaked, so you can bake these with confidence knowing they’ll come out golden, soft, and packed with melty chocolate chunks every single time.
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Why you love this Chocolate Chip Banana Muffin Recipe:
- These banana and chocolate muffins strike the perfect balance between sweet, fruity banana goodness and indulgent, decadent dark chocolate. The combination of moist, ripe bananas and rich chocolate chunks is super delicious! If you love banana, my banoffee tarts are incredible!
- Unlike some muffin recipes that require time-consuming steps like chilling the batter, this recipe is a breeze to make. With no need for chilling or any complicated techniques, you can have a batch of freshly baked muffins ready in no time. If you love muffins and bananas, check out my raspberry banana muffins!
- These chocolate and banana muffins aren't just for breakfast—they're a versatile treat that can be enjoyed any time of day. Whether you're savoring them alongside a leisurely brunch spread, grabbing one on your way out the door for a quick snack, or pulling them from the freezer for a convenient option. My blueberry puff pastry pop tarts are great for brunch as well!
Chocolate Chip Banana Muffins Ingredients
What you'll need for this banana chocolate chunk muffin recipe
- Dark Chocolate: Using dark chocolate instead of milk chocolate adds depth and richness to the muffins without making them overly sweet. Its intense cocoa flavor also complements the fruity notes of the bananas, resulting in a more complex and satisfying taste.
- Baking Powder: Baking powder is essential for achieving the characteristic domed tops that are coveted in bakery-style muffins. When combined with the other ingredients and exposed to heat in the oven, baking powder produces carbon dioxide gas, which creates air pockets in the batter and sky high banana muffins. I use it in my lemon curd muffins as well!
- Overripe Bananas: The use of overripe bananas is key to infusing the chocolate chunk banana muffins with maximum flavor and moisture. Bananas become sweeter and more flavorful as they ripen.
- Sour Cream: Sour cream is the key to creating a moist and super tender crumb, it's such an amazing ingredient in baking that can't be beat. I use it in my pumpkin olive oil cake , banana bread with pecans , and banana with bread streusel!
See recipe card below for quantities.
Equipment
Using a kitchen scale is a total game-changer for baking. It makes measuring ingredients super precise, so your recipe comes out perfect every single time. Plus, fewer measuring cups means less cleanup — and who doesn’t love that? Invest in one, and you’ll wonder how you ever baked without it!
Substitutions
- For a crunchy twist, add chopped nuts such as walnuts, pecans, or almonds to the batter. Nuts not only provide a crunch but also add a wonderful depth of flavor.
- Add strawberries to the batter. The sweet-tart flavor of strawberries pairs beautifully with the richness of dark chocolate and the subtle sweetness of bananas, creating an awesome contrast of flavors and textures.
- Peanut butter chips would also be amazing in these muffins! Peanut butter banana is a heavenly combo.
This recipe has not been tested with other substitutions. These are just suggestions.
How to make banana chocolate chunk muffins
Let's make easy banana muffins!
Step 1. Preheat the oven to 430°F. Line a 12 cup muffin pan with liners. Mash the bananas until smooth.
Step 2. Add the rest of the wet ingredients. Stir until combined.
Step 3. Whisk together the dry ingredients. Mix until just combined.
Step 4. Coat the chocolate chunks with the flour.
Step 5. Fold in the chocolate until just combined.
Step 6. Distribute evenly over 12 muffin liners. Top with mini chocolate chips or granulated sugar.
Hint: Muffin liners are ideal for easy removal and easy cleanup. Top with mini chocolate chips to make them look pretty.
Pro tips
- Choose Ripe Bananas: Opt for overripe bananas with dark spots or even blackened skins for the best flavor and texture. Overripe bananas are sweeter and more aromatic, infusing the muffins with intense banana flavor and ensuring they are moist and tender.
- Don't Over mix the Batter: When mixing the batter, be careful not to over mix it. Over mixing can lead to dense and tough muffins. Instead, gently fold the dry ingredients into the wet ingredients until just combined. A few lumps in the batter are perfectly fine—it's better to err on the side of under mixing than over mixing.
- The oven temperature starts at 430°F and then is immediately lowered to 400°F. This is the key to that beautiful dome. Make sure to turn the temperature down after placing them in the oven.
- Toss the chocolate chunks with flour before folding them into the batter. This prevents the chocolate chunks from sinking to the bottom of the quick banana muffins.
Storage
Room Temperature
Allow the chocolate chip banana muffins to cool to room temperature. Store in a tin or airtight container for up to 4 days.
Freezer
Allow the bakery style banana muffins to come to room temperature. Store in a freezer bag or airtight container. Store the muffins in the freezer for up to 2 months.
Banana Chocolate Chunk Muffins FAQs
How to ripen bananas fast?
You can roast them in the oven! Bake at 350°F on a lined baking sheet until the peels are black, about 10-15 minutes.
Why do we bake these muffins at a high oven temperature?
Starting at a high temperature creates a burst of steam in the batter, which helps the muffins rise rapidly and form those tall, bakery-style domed tops. Lowering right after placing in the oven prevents them from burning before baking.
How do I measure flour correctly?
Use a spoon to scoop the aerated flour into the measuring cup. Do not shake or tap the cup, as this can cause the flour to settle and result in an inaccurate measurement. Level off the top with a knife or sharp edge.
Can I make these dairy free?
There are a lot of dairy free options out there! I have never tested this recipe with them, but I am sure it would work if you bake with dairy free ingredients regularly.
How do I make sure my banana muffins are moist?
Using a kitchen scale and not over baking the muffins.
Related
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📖 Recipe
Chocolate Chunk Banana Muffins
Equipment
- Muffin pan
- Muffin liners
- Mixing bowls
- Measuring cups or kitchen scale
- Meauring spoons
- Whisk or handheld mixer
- Rubber Spatula
Ingredients
- 3 overripe bananas, medium/large almost black (7-8 inches)
- ½ cup (110 grams) vegetable oil
- ½ cup (125 grams) sour cream full fat
- 2 large eggs
- 1 teaspoon vanilla extract
- ⅔ cup (132 grams) packed dark brown sugar
- 1 ¾ cup (230 grams) all purpose flour
- ½ teaspoon kosher salt
- 1 tablespoon baking powder
- 1 teaspoon cinnamon
- 1 ¼ cups (190 grams) dark chocolate chunks mixed with 1 tablespoon of flour
Instructions
- Preheat the oven to 430°F. Line a 12 cup muffin pan with liners.
- Mash the bananas until smooth.
- Add the eggs, sour cream, brown sugar, vegetable oil, vanilla, and mix until combined and smooth.
- Whisk together the flour, baking powder, cinnamon, and salt.
- Add it to the wet ingredients, mix until almost combined. Toss the chocolate chunks with 1 tablespoon of flour. Fold in the coated chocolate chunks until just combined.
- Divide the batter evenly over the muffin liners. The liners will look very full, don't worry they will rise up with the high oven temperature.
- Place in the oven, position it on the center rack of the oven to ensure even baking, avoiding placement too close to the top or bottom. Immediately reduce the oven temperature to 400°F. Bake for 15-17 minutes or until a toothpick comes out clean.
Megan says
Seriously perfect!! I’ll make this recipe over and over
Amanda says
Thank you so much Megan!!
Mariah says
Amazing recipe! I can't wait to share these with my family. Thank you!
Amanda says
So happy to hear that, thank you!
Terri says
Incredible
Amelia says
The domed tops were everything!
Jamie says
Made these for a work meeting, everyone asked where they were from. I used black bananas and dark chocolate, loved the cinnamon in them!
Amanda says
i'm so glad they were a hit! Thank you so much for the review!! 🙂